Our Mission
At Foamm.io, we're on a mission to help everyone maximize their credit card rewards through intelligent optimization and personalized recommendations. We believe that everyone should be able to make the most of their credit card benefits without the complexity.
Our Story
Founded in 2025, Foamm.io emerged from a simple observation: despite the increasing complexity of credit card reward programs, there wasn't a smart, automated way to maximize benefits across multiple cards.
Our founder, Wyatt Matson, experienced this frustration firsthand while managing multiple credit cards. He realized that many people were missing out on significant rewards simply because they couldn't keep track of which card was best for each purchase.
This led to the development of our AI-powered platform that automatically analyzes spending patterns and provides real-time recommendations for maximizing rewards.
Our Vision
Our Team

Wyatt Matson
Experienced in technology, data, and cybersecurity

Hunter Ingram
Creative marketer with a passion for storytelling, strategy, and making brands stand out
Ryder Platt
Product leader focused on creating intuitive financial tools for everyone